Other Options

pre-paid funerals

Paying for all or part of a funeral’s expenses in advance is done for a number of reasons. For some it’s simply peace of mind. It’s one less thing for the family to worry about. Others just like to be organised or use pre-paid funerals as a legal way of reducing assets for Asset Testing purposes; such as to qualify for the Residential Care Subsidy.

At Dil’s we offer The Funeral Trust. This plan is owned by the Funeral Directors’ Association of New Zealand.

Under The Funeral Trust, your money is held in trust until the time of your death. At this time the amount paid into the Funeral Trust plus any interest accrued, less any fees applicable are used to pay your funeral expenses. If the balance is insufficient to pay all funeral expenses then a claim is made against your estate for any outstanding amount. Likewise, any money left over after funeral costs have been met will be returned to your estate.

Begin the application process